Buy
Pay with PayPal, a card, or M-Pesa.
10.00 USD → 1,000 NSHPayment
Infrastructure
Other payments can be traced
Those networks can lock earnings
Nuru runs on a private chain
One balance that works
wherever you do
Private payment
Who can see this payment?
- Company name onlyThe buyer sees Northwind. The person who paid is not on the payment.
- Private chainThe payment is not written to a public ledger, so it cannot be traced there.
- Earnings stay unlockedNuru does not hold the payout on a network that can freeze it.
- Verify once, then use itOpening the account is free. You confirm your name before live money moves.
Ship checkout from zero
to production instantly
const payment = await nuru.payments.create({
amount: "1800",
unit: "NSH",
reference: "order_1042",
company: "Northwind Books"
})
Returns
{
id: "pay_1042",
status: "paid",
amount: "1800",
unit: "NSH",
company: "Northwind Books",
chain: "private",
reference: "order_1042"
}
Host the wallet
inside your platform
Buy, sell,
and withdraw
Sell
Turn Nuru Shillings back into money.
1,000 NSH → 10.00 USDWithdraw
Send the money where you want it.
100 NSH = 1 USDWhy Nuru Shillings
Capability
Nuru Shillings
Typical processor
Payment methodsNuru balance, M-Pesa, PayPal, and cards, on one checkoutUsually one method, and the others are someone else’s problem
A buyer is not forced onto a single rail. If they already hold Nuru Shillings, they spend that balance. If they do not, they pay with M-Pesa, PayPal, or a card without leaving the page. The merchant keeps one checkout instead of stitching separate processors together.
Who can payAny buyer with a wallet, or with M-Pesa, PayPal, or a cardOnly customers that processor already has
There is no extra account the buyer must open on the merchant’s site. A person with Nuru Shillings pays from that wallet. A person without it still pays, using M-Pesa, PayPal, or a card. The merchant reaches both.
SettlementPrivate chain. Nothing is posted in publicA ledger the processor’s network can see
The payment is settled on Nuru’s private chain. It is not written to a public network where anyone can follow the amount, the time, and the path. The company is the name on the payment. The person behind it is not.
Checkout displayThe company name. Not the personThe buyer’s identity is often attached to the charge
What a checkout shows is the company taking the payment. It does not put the buyer’s name on display as the public face of the transaction. The merchant still receives a clear paid or refused result, with their own order reference.
DepositsIn the wallet immediatelyOften held for review, then paid out later
Money added to the wallet is available at once, at 100 Nuru Shillings to 1 US dollar. The buyer does not wait through a hold before they can spend. A later payment draws on that balance the moment they confirm.
Published rate100 NSH = 1 USD, on every siteThe rate and the fee change by corridor
The unit does not get renegotiated at checkout. Ten dollars is 1,000 NSH. Eighteen dollars is 1,800 NSH. A shop in one country and a buyer in another use that same rate, so the amount on the page is the amount that moves.
RecordKept on Nuru’s own chainCopied onto a public or partner ledger
The payment record stays with Nuru. It carries the amount, the unit, the merchant’s reference, and the status. It is not left on a public ledger where a third party can trace it from the outside.
Merchant categoryShops, apps, and adult sites are acceptedAdult sites and similar categories are refused
Card processors decline whole categories, including adult content. Nuru does not refuse a site for that reason. A shop, an app, a marketplace, or an adult site can take payment on its own page, and the buyer still pays with Nuru, M-Pesa, PayPal, or a card.
Checkout locationThe buyer stays on the merchant’s pageThe buyer is often sent to another site
The order, the customer, and the page remain the merchant’s. Nuru is the way the buyer pays there. They do not create a second account, and they are not moved to a hosted page that belongs to someone else.
RefundReturned to the same wallet, by payment idReturned on the original rail, if that rail allows it
A refund uses the payment id. The Nuru Shillings go back to the same wallet, and the activity shows the return next to the original charge. The merchant matches it with the reference they sent when the payment was created.
Free to start.
1% when a payment is paid.
Open a wallet with your email and start. No monthly fee.
Confirm your name and country once. Then add, pay, withdraw, or take live payments.
The company pays 1 NSH for every 100 NSH that is paid. The buyer pays no fee. Refusals are free.